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Term Life Insurance

Term Life Insurance Policies

Term life insurance offers fast, easy and affordable financial protection for your loved ones.
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Term life insurance

What is a term life policy?

Termlife insurance is an affordable option that covers you for a specific period, usually 10 to 30 years. If you die during this term, your loved ones get a cash payout. Termlife insurance doesn’t build cash value like permanent policies do.

Is a term life insurance policy good for me?

A term life insurance policy can be a great fit if you need affordable protection for a set period, like 10 to 30 years. It’s best for people with specific financial needs, such as paying off a mortgage or supporting loved ones during certain years. Plus, term life premiums stay fixed for the term, making it easier to budget.

Term life insurance with The Life Insurance Network might be right for you if:

  • You need to replace lost income for your loved ones while raising kids or paying off a mortgage. Termlife coverage can help them maintain their lifestyle.

  • You have short-term financial responsibilities, like loans, business debts, or credit card balances. Termlife protection ensures those obligations won’t burden your family.

  • You want affordable coverage. Termlife insurance is budget-friendly, making it the right choice for cost-conscious individuals.

  • You value simplicity. Termlife has fixed premiums, a set term, and a guaranteed payout—no surprises or complicated features.

What’s the difference between term and whole life insurance?

Term life insurance covers you for a set period, like 10 or 30 years. If you pass away during this term, your family gets the death benefit. Whole life insurance lasts your entire life if you keep paying premiums. Unlike term life, whole life policies build cash value over time. However, whole life insurance usually costs five to 15 times more than term life for the same coverage. Term life is best for replacing lost income over a set period, while whole life insurance is better for long-term coverage and complex financial needs.

 

Coverage you can trust

Life Insurance Network term life policies are backed by established life insurance companies like Legal & General America, Ameritas Life Insurance Corp., and TruStage®. By combining The Life Insurance Network’ streamlined application with their coverage, we’ve shortened the application process to minutes, compared to weeks with traditional applications. With The Life Insurance, you get the dependability of major insurers and the convenience of modern technology.

Why purchase with The Life Insurance Network?

Expert advice

Big financial decisions come with questions. We’re here to help—licensed agents are ready to support you whenever you need it.

Flexible coverage

With a term policy, life insurance can cover you anywhere from $20,000 to $3 million in protection. The Life Insurance Network has policies for 10-, 15-, 20-, 30-, and 40-year terms so you can find the perfect timeline for your needs.
 

Fast process (no medical exams)

Making a big financial decision? We’re here to help. You don’t have to talk to an agent, but if you’d like, our licensed agents are ready to answer any questions and help you find the best life insurance term policy for your needs.

Free-look, money-back guarantee

Try your term life insurance policy risk-free for 30 days. If you’re not satisfied, get a full refund within the first month. Cancel anytime afterward with no fees.

Frequently asked questions

How to purchase a policy

Choose coverage

Choose a policy that’s right for you. The Life Insurance Network offers a range of coverage and term length options, so you can personalize your coverage to fit your needs.

Apply online

After you choose your plan, complete our online application. It’s simple, straightforward, and it only takes about 5 minutes.

Activate your coverage

Once you submit your application, we’ll process it quickly (often instantly) and let you know about your coverage eligibility and rates. If approved, you can activate your coverage immediately.