Indexed Universal Life Insurance (IUL)

Build cash value with living benefits that protect you. Gain tax advantages and market growth without the risk. Plus, enjoy lifetime retirement income options.

Life insurance that protects you in three ways

Death benefit protection

Lifelong protection for your family

IUL offers life insurance coverage that lasts your entire lifetime. If you meet the premium and cash value needs, your loved ones will get a tax-free death benefit.

Financial support if major illness strikes

If you’re diagnosed with a qualifying critical, chronic, or terminal illness, you can access a portion of your death benefit early for medical expenses, your bucket list, or any other purpose.

Cash value growth potential

Tax-advantaged accumulation

Grow your cash value through fixed account growth or index options linked to popular market indexes, up to a maximum limit. Typically, growth is tax-free.

Zero downside risk

If the index falls, your tracked index option will never drop below 0%, so you avoid any market-based losses.

A lifetime financial cushion

Liquidity during your working years

Boost cash value by growing your fixed account or choosing index options linked to popular market indexes. Your cash value grows up to a set maximum and is generally tax-free2.

Retirement income options

Activate the Lifetime Income option to receive monthly income for life, or access your policy’s cash value for extra retirement income when needed.

The speed and simplicity of The life Insurance Network IUL

Unlike typical IUL plans, The Life Insurance Network IUL skips medical exams and lengthy underwriting. Just answer some health and financial questions with your agent, and our advanced technology often gives you an instant decision.

Talk to an agent to get a quote

Learn how Life Insurance Network IUL can provide the protection your loved ones need with financial benefits that work for you.