Indexed Universal Life Insurance (IUL)
Build cash value with living benefits that protect you. Gain tax advantages and market growth without the risk. Plus, enjoy lifetime retirement income options.
Life insurance that protects you in three ways

Death benefit protection
Lifelong protection for your family
IUL offers life insurance coverage that lasts your entire lifetime. If you meet the premium and cash value needs, your loved ones will get a tax-free death benefit.
Financial support if major illness strikes

Cash value growth potential
Tax-advantaged accumulation
Grow your cash value through fixed account growth or index options linked to popular market indexes, up to a maximum limit. Typically, growth is tax-free.
Zero downside risk
If the index falls, your tracked index option will never drop below 0%, so you avoid any market-based losses.

A lifetime financial cushion
Liquidity during your working years
Boost cash value by growing your fixed account or choosing index options linked to popular market indexes. Your cash value grows up to a set maximum and is generally tax-free2.
Retirement income options
The speed and simplicity of The life Insurance Network IUL
